Revision Chapter 2
1 / 20
Éléments de cette leçon
Slide 1 - Diapositive
Explain why the interest on a loan is higher than interest on savings.
Slide 2 - Question ouverte
On your savings you get 0.25% interest while the inflation is 1.2%. Calculate the changes in purchasing power using index numbers.
Slide 3 - Question ouverte
Explain why investing in shares are at higher risk than investing in bonds.
Slide 4 - Question ouverte
You borrow € 4,500 and repays in monthly instalments of € 110. The duration is 4 years. Calculate the credit costs.
Slide 5 - Question ouverte
Which savings motive do you recognize?
You intend to live on your own, but you are not able to rent a house.
You intend to live on your own, but you are not able to rent a house.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest
Slide 6 - Quiz
Which savings motive do you recognize?
The health insurance bill was due this month; now you have no money left.
The health insurance bill was due this month; now you have no money left.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest
Slide 7 - Quiz
Which savings motive do you recognize?
You really want to buy the new PlayStation.
You really want to buy the new PlayStation.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest
Slide 8 - Quiz
Your parents want to buy a new car. Why is a mortgage not an option?
Slide 9 - Question ouverte
You buy an appartment for € 135,000. You finance this purchase with a 30 year during linear mortgage (3.5%). Calculate the total expenses on this mortgage in the first month.
Slide 10 - Question ouverte
What is the difference between a linear mortgage and a annuity mortgage?
Slide 11 - Question ouverte
Why is insuring based on solidarity?
Slide 12 - Question ouverte
You take out a health insurance (€ 101.25 a month) + extra insurance for fysiotherapy (€7.75 amonth extra. Calculate the insurance costs per year.
Slide 13 - Question ouverte
What is moral hazard?
Slide 14 - Question ouverte
The government discourages consuming fossil fuels, softdrinks, tobacco and alcohol. What is the tax measure the government uses in this case?
Slide 15 - Question ouverte
One on 20 bycicles, on average, will be stolen. A bycicle costs € 1,150, the insurance premium is € 6.50 a month. The costs of this insurance are more than the risk. Prove this with a calculation.
Slide 16 - Question ouverte
From a gross wage of € 435 a net wage of € 304.50 will be left over. Calculate the payroll tax rate (%).
Slide 17 - Question ouverte
Your monthly (net) wage is € 2,155. You pay € 380 income tax and € 134 social premiums a month. Calculate the gross wage in a year.
Slide 18 - Question ouverte
A diary costs € 13.45 excluding 21% VAT. Calculate the price inclusing VAT.
Slide 19 - Question ouverte
A handmade wooden stool costs € 250.47 including 21% VAT. Calculate the price excluding VAT.
