First-time buyer
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Slide 1 - Diapositive
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A mortgage offer is secured after a demanding application process
After weeks of delays, a seller unexpectedly decides to pull out of a sale.
A new-build property is found, negotiations lead to a price reduction, and a final purchase is made.
After making an offer on a flat, complications arise when a tenant refuses to leave, causing further setbacks.
With a deposit saved, the search for a property begins
An offer is made on a flat in Greenwich, but concerns over service charges lead to withdrawal.
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Slide 2 - Question de remorquage
The author initially believed that buying a property in London was within his financial reach, given his savings and income.
A
TRUE
B
FALSE
Slide 3 - Quiz
Throughout the buying process, the author worked with a single mortgage broker who successfully secured a mortgage on the first attempt.
A
TRUE
B
FALSE
Slide 4 - Quiz
The author lost money on legal fees when a seller pulled out of the sale after six weeks.
A
TRUE
B
FALSE
Slide 5 - Quiz
The author’s decision to withdraw from the second property was influenced by concerns over the mortgage lender’s unwillingness to approve the purchase.
A
TRUE
B
FALSE
Slide 6 - Quiz
A property in Greenwich was ultimately chosen because it had the lowest service charges of all the options considered.
A
True
B
False
Slide 7 - Quiz
By being a chain-free buyer, the author was able to negotiate a significant discount on his final property purchase.
A
TRUE
B
FALSE
Slide 8 - Quiz
The mortgage lender required the author to cancel his health insurance before approving the mortgage.
A
TRUE
B
FALSE
Slide 9 - Quiz
The author’s final mortgage payments were lower than the rent he had previously been paying.
A
True
B
False
Slide 10 - Quiz
Despite his frustrations, the author found dealing with solicitors to be the easiest part of the buying process.
A
TRUE
B
FALSE
Slide 11 - Quiz
In the end, the author had to take out an additional loan to afford furnishing his new property.
A
TRUE
B
FALSE
Slide 12 - Quiz
Would you like to own a property by the time you are 28 years old?
YES
NO
I don't know yet.
Slide 13 - Sondage
buying a property: new words you have learnt
