In deze les zitten 14 slides, met interactieve quizzen en tekstslides.
Lesduur is: 20 min
Onderdelen in deze les
Islamic Banking
Slide 1 - Tekstslide
What do you think Islamic Banking could be about?
Slide 2 - Woordweb
A little bit of background....
Charging interest is an ancient practice. Hammurabi (King of Babylonia) charged 33,33333%
Religion and interest is not a happy combination:
Bible, Torah and Koran prohibit interest.
Focus was on usury (woeker)
Slide 3 - Tekstslide
A little bit of background....
Until the Dark Ages, Christians were prohibited from charging interest.
Calvijn and Luther were okay with interest but not with usury.
Protestantism paved the road to capitalism.
Slide 4 - Tekstslide
Principles of Islamic Banking
Interest is haram (prohibited/unlawful). You have to earn your money, charging interest is not earning money.
Muharaba: the workaround. Someone else buys something you want but don't have the money for, and sells it to you for a higher (previously agreed upon) price.
Slide 5 - Tekstslide
Principles of Islamic Banking
Maysir: gambling. It is prohibited because it won by mere chance.
Unethical funds: no investing in haram products like pork, porn, weapons or drugs.
Slide 6 - Tekstslide
Upsides and downsides
Upsides: no speculation, stable basis for investment and growth. Less ''bubbles''.
Downside: Islamic Bankers charge more for accounts.
Slide 7 - Tekstslide
Islamic Banking today
$3.000 million in 2018
Growing market
<1% of total financial sector
You can take loans, open savings/deposit accounts (without interest), buy shares etc.
Slide 8 - Tekstslide
Now that you know something about Islamic Banking, why would people use it?
Slide 9 - Woordweb
Why Islamic Banking?
More and more synonymous to ethical banking.
No speculations
50% of the banking sector in Saoudi Arabia, Dubai and Malaysia is Islamic.
Role model
Slide 10 - Tekstslide
Future in the Netherlands
1 million Muslims
Big market, you can make big money
Turkish banks want to start in the NL
Active in Germany
Slide 11 - Tekstslide
Would you ever consider opening an Islamic Banking account? Why?