Revision Chapter 2

Revision Chapter 2
3rd years - DLE
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Slide 1: Slide

This lesson contains 20 slides, with interactive quizzes and text slide.

Items in this lesson

Revision Chapter 2
3rd years - DLE

Slide 1 - Slide

Explain why the interest on a loan is higher than interest on savings.

Slide 2 - Open question

On your savings you get 0.25% interest while the inflation is 1.2%. Calculate the changes in purchasing power using index numbers.

Slide 3 - Open question

Explain why investing in shares are at higher risk than investing in bonds.

Slide 4 - Open question

You borrow € 4,500 and repays in monthly instalments of € 110. The duration is 4 years. Calculate the credit costs.

Slide 5 - Open question

Which savings motive do you recognize?
You intend to live on your own, but you are not able to rent a house.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest

Slide 6 - Quiz

Which savings motive do you recognize?
The health insurance bill was due this month; now you have no money left.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest

Slide 7 - Quiz

Which savings motive do you recognize?
You really want to buy the new PlayStation.
A
Saving for a goal
B
Saving out of precaution
C
Saving for interest

Slide 8 - Quiz

Your parents want to buy a new car. Why is a mortgage not an option?

Slide 9 - Open question

You buy an appartment for € 135,000. You finance this purchase with a 30 year during linear mortgage (3.5%). Calculate the total expenses on this mortgage in the first month.

Slide 10 - Open question

What is the difference between a linear mortgage and a annuity mortgage?

Slide 11 - Open question

Why is insuring based on solidarity?

Slide 12 - Open question

You take out a health insurance (€ 101.25 a month) + extra insurance for fysiotherapy (€7.75 amonth extra. Calculate the insurance costs per year.

Slide 13 - Open question

What is moral hazard?

Slide 14 - Open question

The government discourages consuming fossil fuels, softdrinks, tobacco and alcohol. What is the tax measure the government uses in this case?

Slide 15 - Open question

One on 20 bycicles, on average, will be stolen. A bycicle costs € 1,150, the insurance premium is € 6.50 a month. The costs of this insurance are more than the risk. Prove this with a calculation.

Slide 16 - Open question

From a gross wage of € 435 a net wage of € 304.50 will be left over. Calculate the payroll tax rate (%).

Slide 17 - Open question

Your monthly (net) wage is € 2,155. You pay € 380 income tax and € 134 social premiums a month. Calculate the gross wage in a year.

Slide 18 - Open question

A diary costs € 13.45 excluding 21% VAT. Calculate the price inclusing VAT.

Slide 19 - Open question

A handmade wooden stool costs € 250.47 including 21% VAT. Calculate the price excluding VAT.

Slide 20 - Open question